From an obscure concept to the most desirable currency of the world - Bitcoin has gone all the way to the top. Over the past few years, Bitcoin has become the focus of everyone’s attention. Today, there is hardly anyone who hasn’t thought of owning Bitcoin, unless he/she already got some.

High return is probably the main reason that attracts many new users to Bitcoin. The currency is still young and thus volatile - it can go up in value and hit the roof overnight (just like it was in December 2017). No wonder that more people are looking for simple ways to buy Bitcoin nowadays.

With the revival of interest to Bitcoin, cryptocurrency exchanges have simplified the purchasing process and introduced the credit card payment option. It would be useful to share a list of the most popular platforms that allow you to instantly buy Bitcoin with a credit card. - Buy Bitcoin With Credit Card

CEX.IO is a reliable platform that offers favorable conditions for buying/selling Bitcoin with a credit or debit card. The first thing that you pay attention to when hitting the website is a simple interface. Users are allowed to perform purchases in several clicks and get Bitcoin to the built-in wallet almost instantly. At CEX.IO, Bitcoin can be bought through the Buy/Sell section or by placing an order within the trading platform.

For five years of operation, CEX.IO has also earned a reputation of a safe exchange as it has never been subject to user funds theft. The platform utilizes advanced security methods like two-factor authentication, full data encryption, cold storage, and possesses a number of licenses and certificates, including PCI DSS Level 2.

CEX.IO works in almost all countries, allows trading against many popular fiat currencies (USD, EUR, GBP, RUB) and accepts payments with VISA or MasterCard, as well as wire transfers.

To register on CEX.IO, you should go through the verification process. This is obligatory for all users, no matter which country they are located in. Generally, registration on this cryptocurrency exchange is relatively simple and straightforward. If any issue arises, the user can check step-by-step guides on the platform or consult the support team.

The fees on CEX.IO vary depending on the method of payment and the mode of purchasing you choose. Pay attention to that! 

VISA (USD): If you pick the VISA card as a payment method, you will be charged up to 3.5% for deposits and around $3.8 for withdrawals.

MasterCard (USD): The fees for withdrawals to MasterCard will be slightly different - on top of the $3.8 commission, you will need to pay additional 1.2%.

Mind that every exchange will also impose charges on trades. With CEX.IO, the fee for an instant purchase option will be 7%.

Coinbase -  Buy Bitcoin With Credit Card

This is another trusted place, where you can use MasterCard or VISA for buying Bitcoin. Coinbase was launched in 2012 and has since attracted around 20 million users. Given the fact that the cryptocurrency ecosystem is still evolving, this figure is huge and implies Coinbase’s popularity within the community.

However, Coinbase operates in 32 countries with most users coming from the United States. As of June 25, the daily trading volume at Coinbase amounts to almost 10,000 BTC or $60,000,000 according to the current BTC rate.

The registration procedure on Coinbase is quite simple as well. Still, as the exchange cooperates with regulators, each user should undergo identity verification. This is a widespread requirement among licensed money service businesses as they are to comply with predefined policies. Verification by means of a mobile phone is also possible.

After registration, the user specifies the method of account replenishment - be it a credit card or a bank transfer. Coinbase allows for buying Bitcoin with USD.

Practically, Coinbase allows only buying and selling cryptocurrency (Bitcoin, Bitcoin Cash, Litecoin, Ethereum) within their platform. For traders, the company offers a solution in the form of GDAX, a platform developed specifically for market trading.

Coinbase’s fees also vary and usually depend on region. For instance, the US customers are charged a fixed 4% commission for all transactions, as well as a 3.99% conversion fee when using a credit or a debit card.

Bitpanda -  Buy Bitcoin With Credit Card?

Bitpanda is a simple and user-friendly cryptocurrency exchange that claims to make customer satisfaction their top priority. BitPanda is mostly oriented towards European customers. The exchange is situated in Austria and was founded far back in 2014.

In addition to VISA and MasterCard, Bitpanda allows for making deposits through bank transfers, Skrill, Neteller, and more. The exchange supports USD, EUR, GBP and CHF wallets. Note that there are minimum deposit requirements on Bitpanda.

To make use of cryptocurrency buying/selling options, the customer should be fully verified. Verification with Bitpanda is performed in several stages and requires id validation. Moreover, the daily limits on deposits and withdrawals are imposed depending on the level of verification. Once the user is verified, the minimum credit card deposit will amount to 2,500 EUR daily.

According to Bitpanda, the fees are included in the cryptocurrency rates offered by the platform. When buying Bitcoin, the user is charged the 1.49% fee. However, additional commissions might be imposed by the card issuer.


Now that you know where to buy Bitcoin with a credit card, you can choose the appropriate platform and start your cryptocurrency journey with no hassle. Still, be sure to always check the terms and conditions under which the Bitcoin exchange is carried out and study all the applied fees thoroughly.